Building a Family Bank

Anything that has any considerable value comes at a cost.! Private Family Banking is one of the few "Family Businesses " that can launch someone into a building wealth plan with as little risk, administration, or difficulty of almost any business opportunity today!

The development of a Private Family bank is not taught in mainstream financial circles. Why? The quick short term compulsive purchasing nature of the American consumer? Maybe we just never were taught this..

Some short and Quick help.

We design the premier financial instrument for a Family Bank, a whole life insurance policy in a way to near maximize and optimize the ability to reuse the capital we fund our banks with.

The Costs:

The Cost ultimately is a percentage of the excess capital deposited into the policy that pushes the cash value to grow. This is around 35% of capitalization cost for 3 years which then shrinks to zero cost of deposits year 3-6 and ultimately becomes 100% of capital borrowable at year seven.

The Benefits:

Unlike "investments" 60% to ultimately 100% of our deposited monies become available as liquid borrowings within 30 days to 7 years.

Our monies compound for our entire life tax free guaranteed. This creates a capital base that grows beyond your earned and deposited monies as time passes. Not so in a CD or bank account.

We gain the ability to operate like a bank and earn a return on capital while borrowing against it for autos, college, and any purchase whereby the cost is effectively recaptured. (The secret sauce)

The ability via loans to enhance all real estate investment opportunities through recapture of invested monies through banking, and effectively reduce all the financial risk to the family of the primary wage earner making the bets.

Multi (300-400%) tax free windfall to heirs for those that value legacy.

Ultimately , Estate planning for liquidity and avoidance of sale of the family assts by creating liquid monies before or after a family transition.

Some of the qualities we recognize in our private family bank builders have been;

Driven – the status quo is not okay with them
Non-conformist – looking for “outside the box” strategies. Control of Money!
Disciplined – set guidelines for money and investing and stick to them
Visionary – see the long game and incorporate appropriate tactics today